/*
Theme Name: КредитПоФактам
Theme URI: https://kreditpofaktam.ru/
Author: OpenAI
Description: Боевая редакционная тема КредитПоФактам: адаптив, мобильное меню, рекламные места РСЯ, юридические страницы и аудит запуска.
Version: 2.6.0
Text Domain: gracegid
*/
:root{--bg:#f5f7fb;--card:#fff;--text:#172033;--muted:#667386;--line:#e3e8f0;--accent:#2457e6;--accent2:#173fae;--soft:#eef3ff;--good:#08784a;--radius:18px;--shadow:0 10px 28px rgba(20,32,51,.055)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--text);font:16px/1.65 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}a{color:var(--accent);text-decoration:none}a:hover{text-decoration:none}img{max-width:100%;height:auto}.wrap{width:min(1240px,calc(100% - 36px));margin:auto}.site-header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.header-row{display:flex;align-items:center;justify-content:space-between;gap:26px;min-height:70px}.brand{font-size:23px;font-weight:850;color:var(--text);letter-spacing:-.4px}.brand span{color:var(--accent)}.menu{display:flex;gap:17px;list-style:none;margin:0;padding:0;flex-wrap:wrap}.menu a{color:var(--text);font-weight:680;font-size:15px}.hero{padding:36px 0 18px}.hero-grid{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(300px,.65fr);gap:24px;align-items:stretch}.panel,.article-card,.notice,.bank-card,.knowledge-card,.calc-box,.content{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}.hero-main{padding:34px 38px}.hero h1{font-size:clamp(34px,4.1vw,50px);line-height:1.06;margin:10px 0 16px;letter-spacing:-1.5px;max-width:820px}.hero p{font-size:18px;color:var(--muted);max-width:760px;margin:0 0 22px}.hero-side{padding:28px}.hero-side h2{font-size:21px;margin:0 0 10px}.hero-side p{font-size:16px;line-height:1.7}.hero-actions{display:flex;gap:10px;flex-wrap:wrap}.chips{display:flex;flex-wrap:wrap;gap:10px}.chip{display:inline-flex;padding:8px 11px;border-radius:999px;background:var(--soft);color:#204cbf;font-weight:750;font-size:13px}.eyebrow{display:block;color:#55719f;text-transform:uppercase;letter-spacing:.08em;font-size:12px;font-weight:800;margin-bottom:4px}.section{padding:28px 0}.section-tight{padding-top:18px}.section-head{display:flex;justify-content:space-between;align-items:end;gap:20px;margin-bottom:16px}.section h2,.archive-intro h1{font-size:30px;line-height:1.2;letter-spacing:-.55px;margin:0}.section-head .text-link{white-space:nowrap}.text-link{font-weight:750;font-size:14px}.knowledge-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.knowledge-card{display:block;padding:20px;color:var(--text);box-shadow:none}.knowledge-card:hover{text-decoration:none;border-color:#cfd8eb}.knowledge-card b{display:block;font-size:17px;margin-bottom:6px}.knowledge-card span{display:block;color:var(--muted);font-size:14px;line-height:1.55}.cards-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.bank-card{padding:20px;position:relative;overflow:hidden}.bank-card:before{content:"";display:block;height:4px;background:linear-gradient(90deg,var(--accent),#7892ff);position:absolute;left:0;right:0;top:0}.bank-card-top{display:flex;justify-content:space-between;gap:14px;align-items:flex-start}.bank-name{font-size:12px;color:var(--muted);font-weight:800;text-transform:uppercase;letter-spacing:.45px}.bank-card h3{font-size:20px;margin:7px 0 12px;line-height:1.25}.ad-badge{font-size:11px;border:1px solid var(--line);border-radius:999px;padding:4px 7px;color:var(--muted);white-space:nowrap}.metric-list{display:grid;gap:0;margin:12px 0 14px;border-top:1px solid var(--line)}.metric-list>div{display:grid;grid-template-columns:108px 1fr;gap:12px;padding:9px 0;border-bottom:1px solid var(--line);align-items:start}.metric-list dt{font-size:12px;color:var(--muted)}.metric-list dd{margin:0;font-size:14px;font-weight:760;line-height:1.42}.card-excerpt{color:var(--muted);font-size:14px;margin:12px 0 14px}.card-actions{display:flex;gap:8px;flex-wrap:wrap}.card-meta-row{display:flex;align-items:center;justify-content:space-between;gap:10px;flex-wrap:wrap;margin-top:13px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:42px;padding:0 16px;border:0;border-radius:11px;background:var(--accent);color:white;font-weight:800;cursor:pointer}.btn:hover{background:var(--accent2);text-decoration:none}.btn.secondary{background:var(--soft);color:#244db7}.smallprint{font-size:12px;color:var(--muted);margin-top:12px}.source-link{display:inline-flex;font-size:13px;font-weight:750}.source-link:after{content:" ↗"}.updated{display:inline-flex;font-size:12px;color:var(--good);font-weight:800;background:#edf8f3;border-radius:999px;padding:5px 9px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.article-card{padding:20px;box-shadow:none}.article-card h3{margin:5px 0 9px;font-size:20px;line-height:1.3}.article-card p{color:var(--muted);font-size:14px;margin:0 0 12px}.meta,.article-byline{font-size:12px;color:var(--muted)}.calc-section{display:grid;grid-template-columns:.78fr 1.22fr;gap:24px;align-items:center}.section-copy p{color:var(--muted);max-width:520px}.calc-box{padding:20px;box-shadow:none}.calc-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:12px}.calc-grid label{font-size:12px;font-weight:750;color:var(--muted)}.calc-grid input{width:100%;margin-top:5px;border:1px solid var(--line);border-radius:10px;padding:10px 11px;font:inherit;color:var(--text);background:#fff}.calc-result{margin-top:14px;background:#f4f7fd;border-radius:12px;padding:14px}.calc-result strong,.calc-result span{display:block}.calc-result strong{font-size:20px}.calc-result span{font-size:13px;color:var(--muted);margin-top:2px}.calc-note{font-size:12px;color:var(--muted);margin:10px 0 0}.faq-wrap{display:grid;grid-template-columns:.35fr .65fr;gap:28px;align-items:start}.faq-wrap>div:first-child p{color:var(--muted)}.faq-list{display:grid;gap:10px}.faq-list details{background:#fff;border:1px solid var(--line);border-radius:13px;padding:0 16px}.faq-list summary{cursor:pointer;font-weight:780;padding:14px 0}.faq-list details p{color:var(--muted);margin:0 0 14px}.content-layout{display:grid;grid-template-columns:minmax(0,860px) 280px;justify-content:center;gap:26px;padding:30px 0}.content{padding:30px 34px}.article-content{font-size:17px;line-height:1.76}.content h1{font-size:36px;line-height:1.12;letter-spacing:-.8px;margin:12px 0 18px}.content h2{font-size:25px;line-height:1.28;margin:30px 0 10px}.content h3{font-size:20px}.content p{font-weight:400}.content ul,.content ol{padding-left:22px}.lead{font-size:18px!important;line-height:1.65!important;color:#4f5d72;margin:0 0 22px!important}.breadcrumbs{display:flex;gap:7px;flex-wrap:wrap;font-size:12px;color:var(--muted);margin-bottom:10px}.article-byline{margin-bottom:5px}.fact-table{margin:16px 0;overflow:auto;border:1px solid var(--line);border-radius:14px}.content table{width:100%;border-collapse:collapse}.content th,.content td{border-bottom:1px solid var(--line);padding:11px 13px;text-align:left;vertical-align:top}.content tr:last-child th,.content tr:last-child td{border-bottom:0}.content th{width:180px;background:#f8f9fc;font-size:14px}.content td{font-size:15px}.card-description{margin-top:22px}.editorial-note{margin:22px 0;padding:14px 16px;border-left:4px solid var(--accent);background:#f7f9fc;border-radius:0 12px 12px 0;color:var(--muted);font-size:14px}.attention-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:12px 0 20px}.attention-grid>div{background:#f7f9fc;border-radius:12px;padding:14px}.attention-grid b,.attention-grid span{display:block}.attention-grid span{font-size:13px;color:var(--muted);margin-top:3px}.sidebar .notice{padding:18px;position:sticky;top:92px}.notice strong{display:block;margin-bottom:7px}.side-links{display:grid;gap:9px}.side-links span{color:var(--muted);font-size:14px}.side-links a{font-size:14px;font-weight:700}.related{margin-top:34px;padding-top:26px;border-top:1px solid var(--line)}.related h2{margin-top:0}.related .article-card{background:#f9fafc}.glossary h2{font-size:21px;margin-bottom:4px}.glossary p{margin-top:0}.archive-intro>p{color:var(--muted);max-width:760px;margin:7px 0 20px}.site-footer{margin-top:42px;background:#101827;color:#c9d2df}.footer-row{padding:32px 0}.footer-brand{display:flex;gap:12px;align-items:baseline;flex-wrap:wrap}.footer-brand span{font-size:13px;color:#99a6b8}.site-footer a{color:#fff}.footer-links{display:flex;flex-wrap:wrap;gap:14px;margin:11px 0 16px}.footer-links a{font-size:13px}.footer-note{font-size:12px;color:#9faabd;max-width:950px}.pagination{display:flex;gap:8px;margin:28px 0}.pagination .page-numbers{background:#fff;border:1px solid var(--line);padding:8px 12px;border-radius:10px}.empty{padding:26px;background:#fff;border-radius:var(--radius);border:1px dashed #cfd6e2;color:var(--muted)}
@media(min-width:901px){.admin-bar .site-header{top:32px}}
@media(max-width:1100px){.knowledge-grid{grid-template-columns:repeat(2,1fr)}.cards-grid{grid-template-columns:repeat(2,1fr)}.menu{gap:12px}.menu a{font-size:14px}.content-layout{grid-template-columns:minmax(0,1fr) 260px}}
@media(max-width:900px){.admin-bar .site-header{top:46px}.hero-grid,.content-layout,.calc-section,.faq-wrap{grid-template-columns:1fr}.sidebar .notice{position:static}.header-row{align-items:flex-start;padding:12px 0;flex-direction:column}.site-header{position:static}.grid{grid-template-columns:1fr 1fr}.calc-section{align-items:start}.content{padding:26px}.content-layout{padding-top:20px}}
@media(max-width:640px){.wrap{width:min(100% - 20px,1240px)}.hero{padding-top:22px}.hero-main,.hero-side,.content{padding:20px}.hero h1{font-size:36px}.hero p{font-size:16px}.section{padding:22px 0}.section h2,.archive-intro h1{font-size:26px}.section-head{align-items:flex-start;flex-direction:column;gap:6px}.knowledge-grid,.grid,.cards-grid,.attention-grid{grid-template-columns:1fr}.calc-grid{grid-template-columns:1fr}.content h1{font-size:31px}.article-content{font-size:16px}.lead{font-size:17px!important}.content h2{font-size:23px}.content th{width:36%;font-size:13px}.content td{font-size:14px}.metric-list>div{grid-template-columns:96px 1fr}.menu{font-size:13px}.card-meta-row{align-items:flex-start;flex-direction:column}.faq-wrap{gap:10px}}

/* v0.5: подбор по задаче и сравнение */
.need-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.need-card{display:block;background:#fff;border:1px solid var(--line);border-radius:15px;padding:18px 19px;color:var(--text)}.need-card:hover{text-decoration:none;border-color:#bfcbee;box-shadow:var(--shadow)}.need-card b{display:block;font-size:17px;margin-bottom:4px}.need-card span{display:block;color:var(--muted);font-size:14px;line-height:1.5}.compare-cta{margin-top:18px;padding:20px 22px;display:flex;align-items:center;justify-content:space-between;gap:22px;box-shadow:none}.compare-cta h3{margin:2px 0 3px;font-size:22px}.compare-cta p{margin:0;color:var(--muted);font-size:14px}.compare-box{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px;margin:18px 0 26px}.compare-picker{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:9px}.compare-picker label{display:flex;align-items:flex-start;gap:9px;padding:11px 12px;border:1px solid var(--line);border-radius:12px;cursor:pointer;background:#fafbfe}.compare-picker label:has(input:checked){border-color:#9db1f2;background:#f1f5ff}.compare-picker input{margin-top:4px}.compare-picker span{font-size:13px;line-height:1.35}.compare-picker b{display:block;font-size:11px;text-transform:uppercase;color:var(--muted);letter-spacing:.04em;margin-bottom:2px}.compare-hint{font-size:12px;color:var(--muted);margin:11px 0}.compare-table-wrap{overflow:auto;border:1px solid var(--line);border-radius:13px}.compare-table{width:100%;border-collapse:collapse;min-width:740px}.compare-table th,.compare-table td{padding:11px 13px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line);font-size:13px}.compare-table thead th{background:#f6f8fc;font-size:13px}.compare-table tbody th{width:145px;background:#fafbfe}.compare-table tr:last-child th,.compare-table tr:last-child td{border-bottom:0}.compare-table a{font-weight:800}.content .cards-grid{margin:18px 0 28px}.content .bank-card h3{font-size:18px}.content .bank-card{box-shadow:none}.archive-intro .need-grid{margin-top:18px}
@media(max-width:900px){.need-grid,.compare-picker{grid-template-columns:repeat(2,minmax(0,1fr))}.compare-cta{align-items:flex-start;flex-direction:column}}
@media(max-width:640px){.need-grid,.compare-picker{grid-template-columns:1fr}.compare-box{padding:14px}.compare-cta{padding:18px}}


/* v1.3 — редакционный стандарт */
.gg-example,.gg-checklist,.gg-mistakes,.gg-verify,.gg-sources{margin:28px 0;padding:20px 22px;border:1px solid var(--line);border-radius:15px;background:#fafbfe}
.gg-example{background:#f4f7ff;border-color:#dbe4ff}.gg-example h2,.gg-checklist h2,.gg-mistakes h2,.gg-verify h2,.gg-sources h2,.gg-faq h2{margin-top:0}
.gg-checklist{background:#f4faf7}.gg-mistakes{background:#fff9f4}.gg-sources{background:#fbfcfe;color:#52627a;font-size:15px}.gg-sources li{margin:.45em 0}
.gg-takeaway{margin:28px 0;padding:18px 20px;border-left:4px solid var(--accent);background:#eef3ff;border-radius:0 14px 14px 0}
.gg-faq{margin:30px 0}.gg-faq .faq-list details{background:#fafbfe}.gg-faq .faq-list summary{font-size:16px}.gg-faq .faq-list p{font-size:16px;line-height:1.7}
.article-content .gg-example p,.article-content .gg-verify p,.article-content .gg-sources p{margin-bottom:12px}

/* v2.2 — production polish for kreditpofaktam.ru */
html,body{max-width:100%;overflow-x:hidden}body{overflow-wrap:break-word}.skip-link{position:fixed;left:12px;top:-100px;z-index:9999;padding:10px 14px;border-radius:8px;background:#fff;color:var(--text);box-shadow:var(--shadow)}.skip-link:focus{top:12px}.brand{white-space:nowrap}.brand,.menu a,.btn,.text-link{outline-offset:3px}.brand:focus-visible,.menu a:focus-visible,.btn:focus-visible,.text-link:focus-visible,.menu-toggle:focus-visible{outline:3px solid rgba(36,87,230,.35)}
.primary-nav{min-width:0}.menu-toggle{display:none;align-items:center;gap:9px;border:1px solid var(--line);background:#fff;color:var(--text);border-radius:10px;padding:8px 11px;font:inherit;font-weight:750;cursor:pointer}.menu-toggle-icon,.menu-toggle-icon:before,.menu-toggle-icon:after{display:block;width:20px;height:2px;background:currentColor;border-radius:2px;content:"";transition:.18s}.menu-toggle-icon{position:relative}.menu-toggle-icon:before{position:absolute;top:-6px}.menu-toggle-icon:after{position:absolute;top:6px}.menu-toggle[aria-expanded="true"] .menu-toggle-icon{background:transparent}.menu-toggle[aria-expanded="true"] .menu-toggle-icon:before{top:0;transform:rotate(45deg)}.menu-toggle[aria-expanded="true"] .menu-toggle-icon:after{top:0;transform:rotate(-45deg)}
.bank-card,.bank-card-top,.bank-card-top>div,.metric-list,.metric-list>div,.metric-list dd,.card-excerpt,.article-card,.article-card h3,.knowledge-card,.need-card{min-width:0}.bank-card h3,.bank-card h3 a,.metric-list dd,.card-excerpt,.article-card h3 a,.knowledge-card b,.need-card b,.content h1,.content h2,.content h3{overflow-wrap:anywhere;word-break:normal;hyphens:auto}.metric-list>div{grid-template-columns:minmax(92px,36%) minmax(0,1fr)}.metric-list dd{max-width:100%}.bank-card{overflow:visible}.bank-card:before{border-radius:var(--radius) var(--radius) 0 0}.cards-grid{align-items:stretch}.bank-card{display:flex;flex-direction:column}.card-actions{margin-top:auto}.card-meta-row{margin-top:13px}.content h1,.hero h1{text-wrap:balance}.content p,.content li,.content td,.content th{overflow-wrap:anywhere}.fact-table,.compare-table-wrap{max-width:100%;-webkit-overflow-scrolling:touch}.content table{min-width:0}.content pre,.content code{max-width:100%;overflow:auto}
.content-layout{grid-template-columns:minmax(0,840px) 300px;gap:26px;align-items:start}.kpf-sidebar{min-width:0}.sticky-ad-shell{position:sticky;top:92px}.admin-bar .sticky-ad-shell{top:124px}.ad-slot{width:100%;margin:20px 0;overflow:hidden}.ad-slot-label{font-size:11px;line-height:1;color:#7b8798;text-transform:uppercase;letter-spacing:.08em;margin-bottom:7px}.ad-placeholder{display:flex;min-height:160px;flex-direction:column;align-items:center;justify-content:center;text-align:center;gap:5px;padding:22px;border:1px dashed #b9c4d5;border-radius:15px;background:#f8fafc;color:#657287}.ad-placeholder b{color:#344054}.ad-placeholder span{font-size:12px;max-width:260px}.ad-desktop-sidebar{margin:0}.ad-desktop-sidebar .ad-placeholder{min-height:600px}.ad-wide-inline{margin:20px 0 18px}.ad-wide-inline .ad-placeholder{min-height:180px}.ad-article-bottom{margin-top:30px}.ad-mobile-inline{display:none}.kpf-mobile-fixed-code{display:block}
.cookie-note{position:fixed;left:50%;bottom:16px;z-index:1000;transform:translateX(-50%);width:min(760px,calc(100% - 24px));display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 16px;border:1px solid var(--line);border-radius:14px;background:#fff;box-shadow:0 14px 40px rgba(16,24,39,.18);font-size:13px}.cookie-note[hidden]{display:none}.cookie-note>div{display:grid;gap:2px}.cookie-note span{color:var(--muted)}.cookie-note button{flex:0 0 auto;border:0;border-radius:9px;background:var(--accent);color:#fff;padding:9px 14px;font-weight:750;cursor:pointer}
.footer-links{row-gap:7px}.footer-note{line-height:1.65}
@media(max-width:1180px){.content-layout{grid-template-columns:minmax(0,1fr)}.kpf-sidebar{display:none}.ad-mobile-inline{display:block}.sticky-ad-shell{position:static}.cards-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:1080px){.header-row{min-height:64px;flex-direction:row;align-items:center;padding:8px 0}.menu-toggle{display:inline-flex;margin-left:auto}.primary-nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 12px 26px rgba(20,32,51,.08)}.primary-nav.is-open{display:block}.menu{width:min(1240px,calc(100% - 36px));margin:0 auto;padding:10px 0 16px;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:5px}.menu a{display:block;padding:9px 10px;border-radius:9px}.menu a:hover{background:var(--soft);text-decoration:none}.site-header{position:sticky}.admin-bar .site-header{top:32px}}
@media(max-width:782px){.admin-bar .site-header{top:46px}.admin-bar .sticky-ad-shell{top:auto}}
@media(max-width:720px){.menu{grid-template-columns:repeat(2,minmax(0,1fr))}.cookie-note{align-items:flex-start;flex-direction:column}.cookie-note button{width:100%}.cards-grid{grid-template-columns:1fr}.content{padding:22px}.content h1{font-size:clamp(28px,8vw,34px)}.hero h1{font-size:clamp(30px,9vw,38px)}.bank-card h3{font-size:19px}.metric-list>div{grid-template-columns:minmax(90px,34%) minmax(0,1fr)}.ad-mobile-inline .ad-placeholder{min-height:160px}}
@media(max-width:420px){.wrap{width:min(100% - 16px,1240px)}.brand{font-size:20px}.menu-toggle{padding:7px 9px}.menu{width:calc(100% - 16px);grid-template-columns:1fr}.hero-main,.hero-side,.content{padding:18px}.section h2,.archive-intro h1{font-size:25px}.metric-list>div{grid-template-columns:1fr;gap:2px}.metric-list dt{font-size:11px}.metric-list dd{font-size:14px}.btn{width:100%}.card-actions{display:grid}.content th{width:42%;padding:9px}.content td{padding:9px}.footer-brand{align-items:flex-start;flex-direction:column}}
.error-wrap{padding:42px 0}.error-wrap .content{max-width:860px;margin:0 auto}.error-wrap .content p{color:var(--muted)}
.ad-desktop-sidebar{min-height:600px}.ad-wide-inline{min-height:180px}.ad-mobile-inline{min-height:160px}.ad-article-bottom{min-height:180px}@media(max-width:1180px){.ad-desktop-sidebar{min-height:0}.ad-mobile-inline{min-height:160px}}


/* v2.3: аккуратный hover для кликабельных SEO-карточек.
   Не подчёркиваем весь текст внутри карточки при наведении. */
.ggseo-index a,
.landing-index-grid a{
  transition:border-color .18s ease,box-shadow .18s ease,transform .18s ease;
}
.ggseo-index a:hover,
.ggseo-index a:hover b,
.ggseo-index a:hover span,
.landing-index-grid a:hover,
.landing-index-grid a:hover b,
.landing-index-grid a:hover span{
  text-decoration:none !important;
}
.ggseo-index a:hover,
.landing-index-grid a:hover{
  border-color:#bfcbee;
  box-shadow:var(--shadow);
  transform:translateY(-1px);
}

/* v2.6: единое поведение ссылок по всей теме и в контенте SEO-плагинов.
   Никаких подчёркиваний при hover/focus/active, включая вложенный текст. */
html body a,
html body a:link,
html body a:visited,
html body a:hover,
html body a:focus,
html body a:active,
html body a:hover *,
html body a:focus *,
html body a:active *{
  text-decoration:none !important;
  text-decoration-line:none !important;
}
html body .brand:hover,
html body .brand:focus{color:var(--text)}
html body .brand:hover span,
html body .brand:focus span{color:var(--accent)}
html body .menu a:hover,
html body .menu a:focus{color:var(--accent)}
html body .site-footer a:hover,
html body .site-footer a:focus{color:#fff;opacity:.9}